The balance your bank can’t show you
Every paycheck, bill, and planned expense in date order—with your running balance after every line.
BUDGET THE MONTH. SEE THE YEAR.
Every dollar has a job.
Every dollar has a job.
Every day has a number.
Daily Dollar Budget is a zero-based budget with a cash-flow forecast built in. Know what you’ll have on any day ahead—before you decide what to spend today.
No bank login
60 days free
No card required
YOUR RUNWAYChecking
Horizon12 months
SAFE TO SPEND$1,824
LOW POINT$2,224Nov 14
BUFFER$400
DATEWHAT’S AHEADAMOUNTBALANCE
SEP 16Paycheck+$2,310.44$4,065.62
SEP 18Groceries−$210.00$3,855.62
SEP 20Auto insurance−$143.50$3,712.12
SEP 25Car payment−$389.00$3,323.12
NOV 14Property tax−$3,100.00$2,224.88
LOW POINTEverything ahead, in one place.
THE NUMBER THAT MATTERS$2,224.88Your lowest projected balance
A CLEARER WAY TO PLAN
Three minutes to see months ahead.
Keep the method that works. Stop maintaining it by hand.
- 01
List it
Your balance, paychecks, and bills. Set what repeats once.
- 02
See it
Every date in order, with your running balance after each one.
- 03
Decide with it
Try a purchase. See what changes next week—or next June.
THE BALANCE THAT MATTERS ISN’T TODAY’S.
A clear line from this dollar to that day.
Your plan should show the future it creates—not make you reconstruct it in your head.
WHAT-IF, BUILT IN
Make the decision before the decision makes a mess.
A budget tells you what you planned. The Runway shows what happens next. Add a hypothetical expense and see exactly where your balance lands.
- New low point and date
- Days below your buffer
- One plain-English answer
TRY A DECISION
What if the car needs work?
NEW LOW POINT$2,224November 14
Your plan stays $1,824 above your buffer.
TODAYNOV 14JAN 1MAR 1
ONE PLAN. TWO VIEWS.
Your spreadsheet, with a memory.
Every dollar gets a job
Assign income to real categories. Change the plan, and your forward balance changes with it.
See what today costs tomorrow
Try a purchase before you make it. Watch the low point and every day ahead move in real time.
Snap it. Confirm it. Done.
Read receipts and PDF statements without handing over your bank login. You approve every entry.
Make the big bill ordinary
Fund property tax, insurance, and holidays a little at a time, then see the real drawdown date ahead.
Your bank password stays yours
No bank connections. No data sales. No transaction added behind your back. Those are product rules.
PRIVACY IS PART OF THE PRODUCT
We never ask for your bank password.
There is no connection to break and no third party holding your login. Receipt and statement capture is always review-first. Nothing reaches your ledger until you say so.
How your data is handled“Nothing is ever added behind your back.”
- Private by default
- Account numbers redacted
- No sale of your data
SIMPLE PRICING
Buy it once. Actually own it.
Everyone else charges every month to help you spend less. We think that’s funny too.
Free
$0Not a trial. Just shorter.Full budget, 2 accounts, unlimited entries, and a 60-day forecast.
One year
$39$3.25 a month, paid once.Unlimited horizon, accounts, capture, statements, debts, goals, scenarios, and export.
Two years
$69Two years. One payment.Everything in the one-year license, at less than buying two.
Lifetime
$129Buy it once. Actually own it.Everything, for the lifetime of the product—including whatever we ship next.
Planned pricing shown for preview. Licensed plans include activation on up to 3 devices and a 30-day refund.
THE STRAIGHT ANSWERS
Worth knowing before you start.
Still curious? Daily Dollar Budget comes from the same calm, practical approach behind Daily Dollar Finances.
Visit Daily Dollar FinancesDoes Daily Dollar Budget connect to my bank?
No. Not once, not optionally. Add entries quickly, photograph receipts, or import PDF statements. You confirm everything before it enters your books.
Is the free version a trial?
No. It is a complete zero-based budget with unlimited entries, two cash accounts, and a 60-day forecast. Pay only when you want to see farther ahead and use licensed features.
Why licenses instead of a subscription?
A budgeting tool should not become another monthly bill. Choose one year, two years, or lifetime. There is no automatic renewal.
Is my forecast financial advice?
No. It is a projection based on the dates and amounts you enter. It helps you see consequences clearly; the decision remains yours.
When can I use the app?
Daily Dollar Budget is currently being built. This site previews the product and planned pricing; the disabled “Coming soon” controls will open when the app is ready.
SEE WHAT TODAY COSTS TOMORROW.
Give every day ahead a number.
No bank login. No card required.